Cuttlefish Payments allows you to automate your ACH payments from your customer’s bank account. Whether you are a fintech or a corporate or consumer finance organization, ACH payments is the most reliable way to push and pull funds.
Whether you need solutions for your payments, verification, or integrations we work with you to achieve the best results.
Cuttlefish Merchants are able to accept ACH (automated clearing house) payments without the need for any extra signups or complicated paperwork. Online ACH payments are built directly into your free Cuttlefish account.
Cuttlefish’s online ACH payments allows you to collect funds directly from your customer’s bank account. Leveraging payments through the ACH network means skipping out on credit card fees and better revenue predictability for your business.
Accept ACH payments on your computer by simply entering your customer’s bank information. Bank account details are automatically encrypted and stored as part of your customer card vault.
Cuttlefish gives you all the tools you need to automate your client billing and set up customized recurring payment plans via ACH. Payments are collected automatically on each set date, with customers notified in advance.
No more buried unpaid invoices. Follow up on client ACH payments with email or SMS requests. Reach your client where they are the most – on their phone and gently remind them to send a quick payment.
Accepting online ACH payments is more affordable than accepting credit cards, helping you reduce your business costs. Cuttlefish doesn’t charge typical ACH provider fees such as batch fees and high NSF reject fees.
Yes, ACH payments are the backbone of the payment system within the United States. ACH debits and credits serve almost every single industry that serves the American consumer and business.
Cuttlefish Payments currently serves the consumer and corporate lending sectors within the United States. Other industries will be considered in the future.
Businesses utilizing Cuttlefish payments can have their customers enter their banking data in a few different ways. Option 1: Banking data can be inserted directly into the Cuttlefish backend portal by the Cuttlefish Payments customer. Option 2: Banking data forms can be created and banking data can be passed via secure API endpoints into the Cuttlefish backend system.
Banking data included in an ACH drafts is bank account number, bank routing number, name on the account, and sometimes the address of the consumer or business owner being drafted.
It depends on the relationship you have with an ACH processor. The reserve you decide to put up and the customer base you are drafting. ACH drafts can pull money from a customers bank account in almost real time for same day ACH drafts, while others will pull money from a customers bank account the next business day at midnight.
© 2026 Cuttlefish Payments. | Privacy Policy | Support | Security | Billing Policies | Acceptable Use Policy | Compliance